Credit Repair

Trammell Law Firm Credit Repair

Why should you choose us?  We make credit repair easy!  If you are considering your future financial health, credit repair is one of the best methods to update your credit reports and lead to improved scores.

It is important that your credit reports are reviewed regularly to ensure that your creditors are complying with the Fair Debt Collections Practices Act and the Fair Credit Reporting Act. Disputes are often necessary when entries are inaccurate. We will work on your behalf to make sure your credit reports accurately reflect your financial situation.

What will we do for you?

  1. We will begin the dispute process when you provide us with your most recent credit report. If you have not acquired a credit report within the last year, you may visit www.annualcreditreport.com to obtain a free report. 
  2. Within two months, you will begin to receive correspondence from the credit bureaus.
  3. We will ensure that your credit reports reflect accurate account information.
  4. We will maintain our efforts to improve your credit score.

What is required of you?

  1. You must immediately forward all correspondence you receive from the credit bureaus to us.
  2. You must provide us a copy of your license, Social Security card, and a utility bill with your current address.
  3. You must not apply for new credit, if possible, during the process of credit repair. This will impair our dispute process.
  4. You must not close any credit accounts during the dispute process. This could negatively affect your credit score.
  5. You must not initiate a dispute directly with the credit bureaus during the period you have retained us.
  6. Continue to pay your current creditors on time.

What does it cost?

We appreciate your business and thank you for allowing us to continue helping your reach your goals of financial peace and security.

Special Message Regarding Credit Repair and Bankruptcy

If you’ve been discharged from a Chapter 7 or Chapter 13 bankruptcy, it is important to your future financial health to ensure that your credit report accurately reflects the discharge of your debts and the account balances listed on your report have been updated accordingly. We will work hard make sure each credit bureau and all of your discharged creditors comply with fair reporting laws.

Submit your information to us today. Our goal is to make the credit repair process as easy and seamless as possible while working diligently to improve your credit score. 

 

Trammell Law Firm
Nashville: 2594B Murfreesboro Road :: Suite B :: Nashville, TN 37217 :: 615-243-7979 :: Fax: 615-246-4186
Murfreesboro: 805 South Church St :: Jefferson Square :: Murfreesboro TN 37129 :: 615-869-0335
Columbia: 208 W. 5th St. :: Suite E :: Columbia, TN 38401 :: 931-505-3344
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